Well, now that I feel like I’m on tracks to get myself more organized and healthier physically, I’ve decided to take on another category in which my life needs some bringing together. This is an area of struggle that impacts so many areas of my life. It is also related to the two other areas that I’ve already begun to work on. It is my finances. My finances, just like my physical environment, are often lacking in terms of organization and direction. As with food, my inability to deny myself results in over-spending. These three areas of my life are inextricably linked. I knew at the beginning that I needed to work on all three areas, but I also know, from past experience, that it’s easier for me to get one plate spinning at a time, rather than going for all of them at once.
That brings us to the dreaded ‘B’ word…budget. I have never successfully lived on a budget, but I’ve had lots of experience living very unsuccessfully off of one. As embarrassing as this is, my first step was actually to Google how to even make a budget. I understand that basic concept, of course, but if it was really that simple, we’d all be financial marvels, wouldn’t we?
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| Good Budget App Icon |
Having My Fitness Pal on my phone has been a tremendous asset in me getting myself together in terms of diet and exercise. After looking at a few options, I decided, for now, to utilize the Good Budget app for my phone. It also has a full website so that I can access it from my laptop as well. This allows me to allocate funds, as they come in, to budget categories and then spend from those categories from wherever I am. The easy part has been accomplished. A budget has been created. The difficult part will come in a few days when I receive my next paycheck and have to help from having a budget to living one. Time will tell, but this is a significant step for me.
Thank you so much for joining me on this journey. Hopefully, this blog will encourage you to tackle some obstacles in your own life, and I certainly appreciate you being here to keep me accountable in reaching my own goals. I’m sure that there will be set backs along the way, but I’m committed to getting there. Again, thank you for continuing to back. Feel free to comment or send me an e-mail. Let’s support each other on our journeys.
- Culbs
© Joshua Culbertson 2014
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